Few people want to think about their own funeral. However, taking the time and effort to pre-plan your funeral offers a number of benefits. You don't have to worry about the money you pay a funeral home not being there when you need it. All 50 states, including Ohio and Connecticut, require that funeral homes keep your money in an insurance, trust or escrow account until you die. In addition, most funeral homes allow you to transfer your arrangements to another home should you move to another part of the country.